We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! If you are interested and qualified for this role, we invite you to apply. Commercial underwriting activities as described below focusing on commercial real estate and senior care. Essential Functions/Responsibilities: * Performs financial analysis and risk assessment for the Commercial Real Estate line established by Bank. * Review commercial loan applications and analyzes credit information to make a general assessment of applicant's creditworthiness. Determines whether or not the proposed loan will conform to the Bank's lending policy. Provide feedback to the Business Unit Manager, Regional and/or Market President, Senior RM and Commercial Credit Officer (CO), as appropriate, regarding the structure, underwriting, and management of loans. Maintain on-going communication with all appropriate management on the status of transactions. * Spread statements for all new business opportunities and renewals not assigned to credit portfolio analyst. Financial spreading and cash flow/CRE template preparation for pre-screen/opportunity memo for prospects and new loans to existing clients. * Prepare credit memos for new and renewal requests on complex credits and large clients, including those going before the Senior Credit Committee. This position could also serve as point of contact on large credits and/or will be assigned a portfolio of clients * Work with Commercial Relationship Managers in the preparation of complete and accurate CARs for presentation to the appropriate credit authorities for decisions on transaction credit requests and reviews. Attendance of loan committees when a CAR is being presented. Finalization of changes to CAR and verification of approval process in accordance with FFB policy. * Work directly with Senior Relationship Managers, Business Unit Managers, and Regional Presidents in respective region. Includes attending local / regional meetings as necessary. * Focus on new business and larger and/or more complex renewal transactions. * Serve as additional point of contact on large credits and be present with RM/RA in discussions with client on financial statement questions. Assist RM/RA in maturity tracking for their assigned region. In conjunction with the CO, lead in the preparation of periodic portfolio reports assessing on-going risk. * Assist in the management of workflow and assigned credits. Additionally, this associate's responsibilities may include helping mentor, train and guide other Underwriters as needed. * Assist on special projects as needed Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job: * Requires at least 5 years of credit or Business Banking underwriting experience * Proficiency in mathematical concepts, in order to apply to practical situations. * Knowledge of advanced accounting principles and techniques * Strong interpersonal and communication skills * Bachelor's Degree, preferably in Accounting, Finance, Economics, Business Administration or equivalent professional training * Three or more years of related experience Preferred Knowledge and Skills: * Experience in underwriting and/or analyzing various Commercial Real Estate transactions, including Healthcare, REIT, and LIHTC Level of Complexity and Scope: * Degree of Independence and Decision-Making: * Required Supervisory Responsibilities: * Physical Requirements: * Occasionally lifts and carries up to 20 lbs. * Occasionally stand and walks. * Frequently sits. Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by StatApply here: https://www.aplitrak.com/?adid=YmJnZW5lcmljLjQzNDY2LjEwNTA4QGJhbmthdGZpcnN0Y29tcC5hcGxpdHJhay5jb20