Description

Summary:

The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties & Responsibilities:

• Supports Business Banking production by maintaining an individual pipeline of work.

• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM.

• Utilizes single approval authority up to $3MM.

• Appropriately assess risk profile of borrower.

• Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed.

• Tasks as needed to support the line of business and job family.

• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's degree

• 5+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications:

• Bachelor's degree in Business related field

• Proven track record to support high levels of loan volume

• Ability to underwrite credit exposures in excess of $2.5MM

• Previous authority to underwrite and decision credits without additional signers

• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner

• Proficient use of Microsoft Office and other internet resources

• Ability to work independently on multiple tasks without compromising quality ​

• Excellence in customer service, highly motivated, focused and goal oriented

• Excellent written and verbal communication skills, including grammar and demeanor

• Strong organizational skills with attention to detail, planning and follow-up

  Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Hybrid

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

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