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Northwest Community Credit Union Assistant Commercial Loan Officer in Eugene, Oregon

Northwest Community Credit Union, a division of TwinStar Credit Union, believes in providing our employees an environment where they can flourish personally and professionally. We are proud that we have never lost sight of our founders' commitment to providing each individual, and our community, with uncommon care. Join a team with a rich heritage of serving our region for more than 70 years!

Northwest Community Credit Union serves members from offices in 36 locations across Oregon and Washington.

Location:

100% Remote

This position is remote but must be able to travel within the Eugene, Medford, and Portland markets on a regular basis.

Status:

Full-time, Regular, Non-Exempt

Pay Range:

The full pay range is $29.39/hour - $44.09/hour. Depending on experience and qualifications

Applicants are encouraged to apply June 14, 2024 by 5:00 PM PST.

We are seeking an Assistant Commercial Loan Officer to join our team! This position supports the Commercial Lending team by working in conjunction with Commercial Loan Officers to facilitate new loan requests and perform portfolio management. May manage some relationships as the primary loan officer.

Visa sponsorship not available.

Contact us at 800.258.3115 with any questions or request for accommodation.

Essential Functions and Tasks:

  • Manages relationships with existing business members, acting as primary point of contact for assigned relationships. Supports the Commercial Loan Officers with managing new relationships and acting as secondary loan officer on specific accounts.

  • Seeks cross-sell opportunities and directs members to other services and products available to meet their needs and generate business.

  • Assists with departmental sales calling efforts.

  • Performs due diligence required for pre-underwriting including the initial review of financial, entity, legal and other documents required for further underwriting. Assists with or completes preflights or other credit memos prepared for approval.

  • Reviews loan documentation prior to and after loan closing to determine accuracy and proper execution in conjunction with the Commercial Relationship Manager.

  • Supports the Commercial Lending Team by assisting in developing action plans for deteriorating credit relationships assigned.

  • Writes, coordinates, and reviews property inspections and commercial real estate evaluations for accuracy.

  • Provides excellent member service and coordinates effectively with other team members.

  • Assists in ensuring the department adheres to all regulations, policies, and procedures. Stays current on all industry trends and regulation changes.

  • Serves as a point of contact for all internal and external audits to help ensure satisfactory audit results.

  • Maintains contact and develops relationships with vendors. Keeps the Commercial Lending Management Team apprised of any issues, concerns, or opportunities.

  • Successfully complete the required compliance training annually.

  • All other duties as assigned.

Education and Experience Required:

  • High school diploma (GED equivalent).

  • Travel is required.

Education and Experience Preferred:

  • Bachelor's degree in Business, Finance, or related field of study.

  • RMA Lending Certifications.

Demonstrated Abilities:

  • Working knowledge of commercial lending and deposit procedures, commercial and personal financial statement analysis, credit approval/annual review memos and loan documentation.

  • Complete knowledge of lending regulations.

  • Maintains consistent high standards in areas of accuracy, thoroughness, completeness, and neatness of documentation, system input and correspondence.

  • Strong, well developed interpersonal, communication and interviewing skills to determine existing and/or potential members' needs. Demonstrated ability to communicate with members in a professional manner which will enhance the Credit Union's overall image.

  • Demonstrated skills in member related account transactions. Ability to interpret and explain Credit Union policies and transactions posted to members' accounts.

  • Ability to organize work in order to give prompt attention to member's request, while at the same time meeting deadlines for work processing.

  • Ability to function effectively as a member of a team or on individual tasks and assignments.

  • Capability for effective use of office machines and data processing systems to perform duties as required.

  • An ideal candidate would be someone who could eventually be developed into a full-time Commercial Loan Officer.

Benefits & Other Compensation:

This position is eligible for coverage under the credit union's group welfare benefits program the first of the month following your date of employment. The benefits program includes coverage paid in full by the credit union, benefits which employees share in the cost, and voluntary coverage. Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Coverage covered at 100% by the credit union includes Basic Life/Accidental Death & Dismemberment (AD&D) Insurance, Long-Term Disability, and Travel Accident Coverage. Employees share in the cost of Medical Insurance, which also includes Dental and Vision coverage. Employees also have the option to elect voluntary coverage for Life/AD&D, Short-Term Disability, and AFLAC at 100% of the cost.  

The credit union offers the utilization of Flexible Spending (FSA), Dependent Care (DCA), and Health Savings Accounts (HSA) that are set up to reimburse you with pre-tax dollars for eligible healthcare and/or dependent care costs. Eligibility to contribute towards one of these savings accounts is effective with the medical insurance enrollment, based on the type of medical coverage selected.  

Full-Time Regular employees accrue 8 hours of vacation and 8 hours of sick leave, on a monthly basis. Full-Time Regular hired employees also receive 11 paid holidays throughout the calendar year, 1 floating holiday, 16 hours of self-care time, and 16 hours of volunteer time.

EEO Statement:

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

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