Job Information
Hancock Bank Director Risk Management Prog./R013843 in Gulfport, Mississippi
This position is for a Director, Risk Manangement Programs with a company located in Gulfport.
Summary:The Director, Risk Management Programs will provide leadership and oversight for the Enterprise Risk Management (ERM) and Operational Risk Management (ORM) programs, ensuring that risk strategies are effectively executed in alignment with corporate objectives. This role also oversees Regulatory Affairs, including regulatory compliance and interaction with examiners and auditors. The Director will report directly to the Chief Risk Officer and play a key role in identifying, assessing, and mitigating risks across the organization while maintaining relationships with regulatory bodies and ensuring adherence to industry standards. Provides support and assistance to the CRO for Board Risk Committee related meetings and special requests. As our business continues to grow and evolve, there may be opportunities for this role to expand. The position may require additional responsibilities or involvement in new projects to meet emerging business needs, offering the potential for further development and growth within the organization.
Duties and Responsibilities: Strategic Oversight of Enterprise Risk Management (ERM) Programs: - Develop, implement, and maintain the Enterprise Risk Management framework, including establishing and refining the organization's Enterprise Risk Appetite. - Oversee the identification, assessment, and monitoring of company-wide risks, ensuring appropriate risk metrics and Key Performance Indicators (KPIs) are in place. - Lead the risk identification process and ongoing risk assessments to detect emerging threats and opportunities. - Ensure effective reporting on enterprise risks and facilitate risk management decisions at the executive and board levels. Operational Risk Management (ORM) Programs: Manage and enhance the ORM framework to assess and control risks within business operations. - Lead the assessment of key risks and controls at the Line of Business (LOB) level, ensuring timely monitoring, effective risk mitigation, and continuous improvement of controls. - Develop and maintain risk mitigation strategies in collaboration with business leaders to minimize operational risks. - Ensure integration of operational risk assessments into the broader ERM process to ensure a holistic view of organizational risk. Regulatory Affairs Management: Maintain strong relationships with regulators, examiners, and third-party auditors to ensure proactive communication and compliance. - Serve as the key liaison for external audits and regulatory examinations, facilitating the provision of required data and documentation. - Lead the organization's response to audit findings and regulatory requirements, ensuring timely and accurate implementation of corrective actions. - Monitor evolving regulatory standards and ensure the company's risk management practices are compliant with current and future regulations. Risk Assessment & Control Monitoring: Lead and oversee the development of risk assessments at the LOB level, ensuring timely & accurate identification of key risks and implementation of appropriate controls. - Establish a monitoring framework to track and assess the effectiveness of risk mitigation strategies. - Provide regular risk updates to senior leadership, ensuring transparency and alignment on key risk exposures. Reporting & Documentation: Prepare and present regular reports on risk management activities and program performance to senior leadership, board committees, and regulatory bodies. - Ensure comprehensive documentation of risk processes, assessments, and mitigation actions for audit and compliance purposes.
Education and Qualifications: 8+ years of experience in enterprise risk management, operational risk management, or a related field. Experience in regulatory affairs and interacting with auditors, examiners, and regulatory bodies. Proven ability to develop and manage risk frameworks, includi g risk appetite, risk assessment, and mitigation strategies. Experience in banking/financial institutions is strongly preferred Strong leadership skills with experience managing cross-functional teams and driving risk initiatives at an enterprise level. Excellent communication, analytical, and problem-solving skills. Professional certifications (e.g., CRM, FRM, CFA) are a plus.
Essential Mental and Physical Requierments: Ability to work under stress and meet deadlines. Ability to operate a keyboard if required to perform the essential job functions. Ability to read and interpret a document if required to perform the essential job functions. Ability to travel if required to perform the essential job functions. Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.