Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Portfolio Manager within the Real Estate Banking team, you will play a crucial role in maintaining the robustness and resilience of JPMorgan Chase. Your responsibilities will include managing a portfolio of commercial real estate credits and relationships. You will work closely with the REB Coverage and Risk teams to ensure comprehensive and accurate portfolio reporting, using advanced data management and portfolio management techniques. You will contribute to the firm's responsible growth by proactively identifying and mitigating new and emerging risks. Using your expert judgment, you will address real-world challenges that impact our company, clients, and communities.

Job Responsibilities

• Conduct enhanced and in-depth portfolio monitoring.

• Coordinate with the Commercial Real Estate Market Surveillance team.

• Collaborate with the REB Risk Team, Client Executives, and other internal product partners

• Prepare and submit annual review packages by established deadlines, including thorough analysis of guarantors/sponsors and related commercial real estate loans and/or other credit products

• Ensure consistency and quality while monitoring timeliness.

• Continuously monitor the portfolio for risk rating appropriateness and perform off-cycle risk rating changes as needed

• Maintain system data ownership, quality, and timely updates for internal reporting, portfolio reviews, and criticized loan management.

• Continuously monitor borrower activities to ensure adherence to the binding loan documents, including financial covenants, reporting requirements, and other contractual obligations.

• Thoroughly review and interpret the terms and conditions of loan agreements to understand the obligations and requirements of borrow

• Participate in special ad hoc projects as necessary.

Required qualifications, capabilities, and skills

• Bachelor's degree in accounting, finance, economics, or real estate.

• 3+ years of experience in commercial real estate, commercial loan management, or debt financing.

• In-depth knowledge of credit analysis and experience evaluating risk across multiple product types, including office, retail, industrial, and multifamily.

• Highly motivated, detail-oriented self-starter with the ability to work both independently and as part of a team comprised of local and remote colleagues.

• Adept at interpreting and detecting issues that impact risk rating rationale.

• Experience presenting information in an organized manner that concisely expresses ideas and proposes effective solutions.

• Ability to work under critical time constraints while managing multiple deadlines.

Preferred qualifications, capabilities, and skills

• Completion of a formal credit training program.

• Experience with ground-up construction, value-add, and stabilized asset types.

• Passion for commercial real estate.

• Advanced Excel skills.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary

San Francisco,CA $99,750.00 - $161,000.00 / year; Seattle,WA $99,750.00 - $161,000.00 / year; Irvine,CA $90,250.00 - $147,000.00 / year