About this role:

Wells Fargo is seeking a Senior Credit Risk Specialist with an analytical mindset to support Auto Originations Analytics. Learn more about the career areas and lines of business at wellsfargojobs.com .

As a Senior Credit Risk Specialist, you will use data and analytics, along with business acumen, to derive insights, identify opportunities, and recommend strategies that will drive the business. Through data driven storytelling and translating analytical findings into actionable strategies, you will collaborate across teams to make a positive impact on the business and organization.

In this role, you will:

• Lead moderately complex initiatives and identify opportunity for risk mitigation strategies within Credit Risk

• Use your business acumen and analytical experience to monitor trends, perform root cause analyses, and proactively prescribe strategies to capture opportunities to drive business results

• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

• Contribute to credit performance, potential or emerging risks

• Review and analyze moderately complex processes and projects, business, operational, or technical challenges that require an in-depth evaluation of variable factors

• Communicate analytical findings and recommendations across multiple levels of the organization

• Receive direction from leaders and interact with internal customers

• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Demonstrated advanced data and analytical capabilities

• Credit policy and risk experience paired with strong analytic acumen

• Proven ability to identify opportunities and develop innovative approaches leading to streamlined and efficient outcomes

• Experience with auto lending

• Knowledge of SAS and SQL

Job Expectations:

• This position is not eligible for Visa sponsorship.

• This position offers a hybrid work schedule.

• Willingness to work on-site at stated location on the job opening.

Posting Locations:

• Irving, TX

• Charlotte, NC

• West Des Moines, IA

Posting End Date:

19 Sep 2024

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Company: WELLS FARGO BANK

Req Number: R-395981-1

Updated: Sat Sep 14 04:31:15 UTC 2024

Location: IRVING,Texas