BANKING ANALYST I ROTATION PROGRAM

WHAT IS THE OPPORTUNITY?

The Business Analyst I, an entry level position, assists Relationship Managers and credit colleagues with new and existing credit requests through spreading financial statements, completing covenant calculations, identifying credit risks, research, analysis, and completion of credit reports. This role also assists with on-going monitoring, reporting and analysis of the portfolio.

What you will do

• Prepares credit analysis and investigation of new and renewed loans. Requests and provides the necessary documentation and financial facts for Relationship Managers and Credit Officers to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers.

• Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, etc. to identify strengths and weaknesses pertaining to a borrower’s financial position.

• Learns and masters all critical systems and disciplines to be able to complete credit reports including, but not limited to spreading financial statements, personal financial statements, and tax returns, cash flow analysis, collateral analysis, working capital analysis, capital structure analysis, and covenant testing / compliance for low to moderately advanced credit requests.

• Begins the requirements of the Rotational Program in a timely manner.

Must-Have*

• Bachelor's Degree or equivalent

• Good verbal and written communication skills to present clear and precise recommendations based upon analysis for credit requests

• Strong analytical, organizational, interpersonal and communication skills

• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)

Skills and Knowledge

Compensation

Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

*To be considered for this position you must meet at least these basic qualifications

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'

ABOUT CITY NATIONAL

We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.