SENIOR CREDIT ANALYST

WHAT IS THE OPPORTUNITY?

The Senior Credit Analyst assists Relationship Managers and Credit Officers with the recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation.

What you will do

• Prepares credit analysis and investigation of new and renewed commercial loan requests and provides the necessary documentation and financial facts for Credit Officers to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers.

• Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions, credit approval, and renewals. Prepares summary documenting factual analysis and supporting information for credit decision recommendations.

• Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, A/P & A/R aging, credit reports, etc. to identify strengths and weaknesses as pertaining to a borrower’s financial position.

• Monitors and reviews REACT reports and works with Private Banking Relationship Manager to obtain necessary information to ensure that reporting requirements are met.

Must-Have*

• H.S. Diploma

• Minimum 5 years of credit analysis or financial analysis experience required.

• Minimum 5 years of experience in a banking or financial services environment required

Skills and Knowledge

• Bachelor’s degree in Finance, Accounting, Business or related field preferred and/or a minimum of 1 to 5 years of experience in credit and/or financial analysis.

• Working knowledge of credit, accounting, credit policy and financial statement analysis.

• Excellent organizational and analytical skills

• Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.

Compensation

Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

*To be considered for this position you must meet at least these basic qualifications

The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'

ABOUT CITY NATIONAL

We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.