As a Fair Banking Intern, your day will be filled with opportunities to assist with analysis and assessment of data related to laws and regulatory requirements of Fair Lending, Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA) and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP). This role will assist in second line of defense monitoring and oversight activities.ResponsibilitiesDaily responsibilities include, but are not limited to, the following:Assist in analyzing loan data to identify patterns and ensure compliance with fair lending regulationsConduct research on fair lending laws and recent enforcement actions to inform internal practicesAssist in responding to customer inquiries related to fair lending policiesCollaborate with the Compliance Department to integrate fair lending considerations into broader compliance initiativesMonitor, ensure and maintain loan information quality and integrity to ensure regulatory complianceAssist in identifying tracking and analyzing systematic and/or operational exceptions regarding data collection for all loans to identify patterns and ensure compliance with fair lending regulationsSupport the preparation of reports on a scheduled basis for distribution to the applicable business units (including, but not limited to) for areas related to: Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), Redlining, pricing disparities, disparate impact or treatment, Branch and ATM distributions, analysis of loan distribution patterns, analysis of peer and demographic data, market penetration, and monitoring and analysis of policy exceptionsUtilize resources to stay up to date with regulatory changes related to HMDA, CRA, Fair Lending, UDAAP, ECOA, Fair Lending and Section 1071 of the Dodd Frank ActParticipate in new product development and work closely with Compliance Advisors and applicable business units in the assessment of risk associated with these productsAssist in the investigation of consumer complaints for potential Fair Lending and UDAAP elements using the Bank’s complaint tracking systemAssist with the communication of compliance initiatives to partners throughout the bank, including contributing to the departmental newsletterAssist in the development and communication of regulatory policies and procedures to management for review and approvalAssist with regulatory compliance trainingMaintain understanding of the bank’s products, services, geographic locations, and the potential risks associated with those activitiesConduct special projects as the need arisesAssist with other compliance reviews as assignedPerform other duties, as assignedJob RequirementsThe successful candidate will have the following qualifications:Currently enrolled in a bachelor’s degree program in Economics, Finance, Public Policy, Law or related fieldStrong analytical skills and attention to detailStrong organizational and time management skillsAbility to function in a multi-task environmentAbility to work independentlyExcellent verbal and written communication skillsAbility to define problems and propose solutionsProficiency in Microsoft Office SuiteAbility to read, analyze and interpret government regulations, trade journals, and legal documentsPhysical requirementsThe physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.This position requires sitting the majority of the time with limited walking and standing. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.