JOB REQUIREMENTS: Job Description Overview The primary responsibilities of the Credit Analyst at Johnson Financial Group include spreading financial statements, performing covenant checks, underwriting both small business and commercial loan requests, and preparing loan presentations for credit approval. Building strong relationships is key. This role will allow you to work closely with other internal business partners as you guide loan presentations through the approval process. As you continue to gain experience as a Credit Analyst there are several options for continued career progression at Johnson Financial Group. One option is moving into more advanced levels of a Credit Analyst. This advanced experience could lead to moving into a Lead Analyst position, Supervisor position or a management position. Perhaps sales intrigues you? Being a Portfolio Manager or Treasury Management Sales Associate would be a great next step. If you prefer crunching numbers...as an experienced analyst, you could move into a Commercial Underwriter role. This advanced experience could lead to further career options in Credit or even Loan Review. Maybe your desire is to look at other lines of business within the organization? Mortgage, Wealth, Consumer, Private or Small Business Banking, even Corporate level roles may be a great next step. Johnson Financial Group is a great place to start your career or continue your career. As you can see, the options really are endless, and we have the team help support you through your journey. KEY RESPONSIBILITIES Position Specific Responsibilities Prepare loan presentations for credit approval. Underwrites loan requests working very closely with Lenders, Portfolio Managers and Underwriters on structuring, risk identification/mitigation, and risk ratings. Underwriting loan presentations include, but isn\'t limited to, the following: Describe facilities/relationship including purpose of debt Identify and mitigate (when necessary) procedural exceptions Analyze collateral Analyze financial statements Analyze cash flow Including global cash flows when necessary Analyze loan covenants Detail financial reporting requirements Provide relevant industry analysis Analyze guarantor/personal cash flow Complete all necessary coding tied to loans (NAICS, Fed Call Code, etc.) Guide loan presentations through the approval process. May attend and assist with credit calls and/or field audits as requested. JOB REQUIREMENTS - EDUCATION, KNOWLEDGE AND SKILLS Minimum 1-2 years of experience in a credit related position or related commercial banking function. Bachelor\'s degree in business with emphasis in accounting, finance, or other applicable discipline; the appropriate combination of education and experience will be considered in lieu of a degree. Must demonstrate... For full info follow application link. Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities ***** APPLICATION INSTRUCTIONS: Apply Online: ipc.us/t/A247281DCBF34072