Job Information
Bangor Savings Bank Branch Manager in Manchester, New Hampshire
FUNCTION: Reporting to the Regional Market Manager, the Branch Manager has leadership responsibility for all Consumer Banking Branch personnel across one or more branches. The BM has three main areas of responsibility - sales growth, employee development and operations management. The BM supports the Bank’s mission to be the preferred financial institution in Maine by taking responsibility for consumer and Maine Street business sales production. Sales functions include business development activities, goal setting and attainment and building bank advocacy networks. The BM actively manages the branch team and is accountable for market share growth, income and expense management and exceptional delivery of banking services in keeping with the BSB brand promise. The BM is also responsible for operational risk management within the branch. The BM supports the BSB mission to be the employer of choice by creating a great working environment, recruiting, developing and retaining an efficient and high performing team of branch personnel. Finally, the BM supports the BSB mission of investing strategically in Maine communities by delivering coordinated market outreach and business development efforts throughout the branch geography.
ACCOUNTABILITIES:
Customer Experience:
Promotes a customer-centered culture and attitude among staff
Builds relationships by providing the highest level of service, demonstrating You Matter More to each customer, getting to know customers on an individual basis
Engages in conversations and demonstrates advanced consultative sales skills to understand customer needs and financial goals, offers solutions as appropriate or refers to other team members in accordance with Bank strategy
Understands the Bank’s products and services and how they benefit customers, promoting as appropriate
Embraces and utilizes the Bank’s sales and coaching process, completes action plans in an effort to meet goals and serves as the lead for ongoing individual and team coaching
Leads Bank initiatives focused on Customer Experience
Business Development:
Responsible for establishment, communication and achievement of branch production goals including deposits, various loan categories, business line referrals and other business development goals
Leads proactive branch efforts through outside calling with customers, prospects and advocates in an effort to establish new banking relationships for consumers and Maine Street businesses in the branch geography
Leads branch sales efforts by coaching and implementing sales activities with direct reports
Assumes key role in building and fostering external bank advocacy network by becoming involved in various civic/charitable organizations, BSB sponsored events, boards, etc
Works closely with business line partners including Commercial Banking, Wealth Management, Treasury and Payment Services, Business Banking, Payroll and Merchant services to provide appropriate levels of expertise and support
· Serves as a role model, coach and sales resource to all team members as well as line of business partners
Human Resources:
Leads the recruiting, development, and succession planning for a high performing branch staff.
Leads the decision making process for branch staff regarding employment, performance, promotions, salary, transfers and terminations
Responsible for completion of performance appraisals for all direct reports and manages the overall performance appraisal process in a timely manner and consistent with BSB procedures.
Supports, mentors and coaches team members in their professional development
Creates and fosters a cohesive team and promotes a positive work environment
Develops a cooperative and collaborative working relationship with other departments and leaders in the company
Responsible for ensuring appropriate employee development and training of consumer banking personnel as it relates to sales and operational functions or processes.
Sales and Servicing:
Serves as an external and in-branch sales and service contact by opening larger and/or more complex consumer and Maine Street business deposit relationships as well as processes and closes complex consumer and Maine Street business loan requests in compliance with Bank policies and procedures
Provides customers with information on products and services, rates, service charges and fees as well as other relevant information
Maintains a high level of knowledge on all deposit products and services as well as all consumer and Maine Street business loan products
Understands business partner relationships and refers to other team members in accordance with Bank strategy
Demonstrates ability to handle routine and more complex service issues independently, refers customers to appropriate staff for advanced problem resolution
Researches and resolves problems either through direct action or referral to and follow up with other Bank resources
Answers written and telephone inquiries from customers concerning bank services
Customer Transactions:
- When necessary accurately, efficiently and courteously processes teller transactions in compliance with Bank policies and procedures
Compliance and Control:
Understands, demonstrates competency and maintains knowledge of the Bank’s operational and risk management policies as well as the Bank’s security policies and procedures, ensuring that staff members are knowledgeable of such
Assists in ensuring that the Bank is in compliance with local, state and federal regulations
Assists, sometimes acting as lead, in completing operational and audit functions within the Branch
Facilities Management:
- Responsible for ensuring that branch facilities and surrounding grounds are kept neat, clean and functional, elevating issues as appropriate
Financial Performance:
Assists in making budgeting recommendations
Operates and manages the branch within the limitations of the established budget, managing controllable expenses
General:
Interacts harmoniously and effectively with others, focusing upon the attainment of bank goals and objectives through a commitment to teamwork
Conforms to acceptable punctuality/attendance/professionalism standards as expressed in the Employee Handbook
May train or assist in training new employees
Performs additional duties as requested
Travel to other branches for coverage may be required
COMPETENCIES
Leadership – motivates and encourages others; ability to attract, motivate and retain staff; delegates routine and important tasks and decisions, shares information, creates an inclusive environment, recognizes success
Coaching Skills – provide strong skills coaching feedback to direct reports through regularly scheduled observations
Managing for Results – keeps team accountable for actions, provides resources and support, applies clear and consistent performance standards
Integrity/Ethics – deals with others in a straightforward, honest manner, is accountable for actions, maintains confidentiality, supports company values, conveys news good or bad
Vision/Values – supports company mission/values through daily actions and decisions, communicates the Bank’s vision, mission and values to others
Adaptability/Flexibility – adapts to change, is open to new ideas, takes on new challenges
Initiative – takes action, operates as a pro-active self starter, acts on opportunities to improve, self directed with ability to plan own activities to achieve sales goals
Interpersonal Skills – has good listening skills, excellent customer service skills, able to communicate clearly and professionally both in telephone and written communication; ability to interact with all levels of staff and management
Productivity – manages time well, handles information flow well, strong multi tasking skills with the ability to prioritize and organize work flow, accepts accountability, meets accuracy standards
Decision Making - sound judgment in decision making and problem solving; must be able to think through a problem, following proper steps in finding resolution
Teamwork – team player with a positive attitude, promotes a team atmosphere, selflessly pitches in, shares information, partners well with others, willingly assists co-workers and share responsibilities
Sales Skills – applies sales skills to identify customer needs and refer to appropriate business partners, translates product features to benefits, cross –selling skills, ability to identify and act on sales opportunities, works to develop sales skills; general understanding of sales management
KNOWLEDGE/SKILLS/EXPERIENCE
High school diploma or equivalent required; college, business, banking or professional training helpful
Two years experience in sales, retail banking, lending, customer service and/or operations
Demonstrated advanced lending proficiency
Demonstrated personal computer literacy
PHYSICAL DEMANDS/CONDITIONS REQUIREMENTS
General office environment
May be required to move bags of coin short distances. Moderate lifting (up to 50 lbs.) required.
Moderate reaching, walking, sitting and standing required
EQUIPMENT USED
- General office equipment
External and internal applications, as well as position incumbents who become disabled, must be able to perform the essential functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on an individual basis.
At Bangor Savings, we understand the importance of continuing to nurture an internal culture of excellence for each of our employees. We offer internal and external training to assist our employees in realizing their career aspirations including internships, lateral training, management training, and tuition reimbursement.
We also offer a unique set of benefits designed to support our employees in living their best life and achieving their goals. Our holistic health and wellness programs allows each employee to customize their approach to well-being. And our pay, rewards, recognition, and incentive programs ensure that they are well-compensated for a job well-done.
At Bangor Savings Bank, the work our employees do each and every day allows us to deliver on our promise to make a difference in the lives of people in New England in a way that really matters.
Bangor Savings Bank provides equal employment opportunities to all applicants and employees without regard to race, color, religion, gender, sexual orientation, age, national origin or any other class protected under state or federal law and affirmatively seeks to advance the principals of equal employment opportunity. In addition, the Bank is committed to providing equal employment opportunities to qualified persons with disability, veterans, and/or disabled veterans. No question on this application is intended to secure information to be used for such discrimination, this application will be given every consideration, but its receipt does not imply that the applicant will be employed. This application will remain active for a period of 90 days. If, after such time, you still wish to be considered for employment, you must reapply. Bangor Savings Bank does provide workers compensation coverage for employees injured on the job. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.