JOB REQUIREMENTS: IncredibleBank TITLE VP Credit CATEGORY Credit About the Role We are eager to discuss the prospect of you joining our team as our next incredible team member! This position reports to the SVP Senior Credit Officer and can be located out of our IncredibleBank branch location in Middleton, WI or Wausau, WI and allows you to partner with other team members and key stakeholders to provide Incredible Customer Experiences of your own! Duties and responsibilities may include: Drives a high level of independent decision authority for the Bank to include independent loan approval authority. Drives decisions regarding staffing, budgets, and/or goals to align Central Decisioning and Commercial Decisioning with the company\'s strategic objectives for consumer, commercial, and national lending verticals. Demonstrates the ability to prepare timely, accurate and comprehensive Credit Memos on the Bank\'s most complex loan requests. Recommends departmental policies, practices and procedure to the Senior Credit Officer (SCO)that have a significant impact on the Bank. Identify and report Loan Policy Exceptions to SCO; reviews and recommend changes to loan policy guidelines that adapt to changing business needs and credit environment while complying with regulatory guidance, rules, and examination action plans. Ensure proper risk rating on all loans under its authority. Serves as a member of Credit Review team; proceeds with any changes during the quality control(QC) process as appropriate to maintain favorability in the credit portfolio. Serve as a member of the commercial, national, specialty, and SBA Loan Committees as needed. Oversees all Consumer, Commercial, and National/Specialty Loan decisioning processes,exception review/approvals, maintenance, and training. Oversees all Appraisal/Evaluation/Environmental review processes and approvals. Provides ongoing training and mentorship for the consumer, commercial, national, and central decisioning processes. Recommends best practices and provide training and information sessions to Credit Analysts on new initiatives and procedures. Utilizes in-house data analytics and local, regional, national and global market trends to prepare comprehensive reports on credit risk for various audiences including but not limited to executive management, Board of Directors, auditors and state/federal examiners. Ensure Credit Department is meeting all established Service Level Agreements (SLAs). And, if you are looking for an opportunity to join an innovative team, we\'d be so excited to learn a little more about you and your interest in joining the team! Our recommended and preferred qualifications are: Four-year degree from an accredited University or equivalent industry training or experience related to commercial lending, commercial credit underwriting, or central decisioning within the financial industry. To perform this job successfully, an individual should have 10+ years of commercial underwriting experience; analyzing corporate financial statements for credit and financial worthiness. 3-5 years of prior experience decisioning commercial credit requests; in addition to other business verticals like SBA, Home Lending, specialty/niche lending programs, etc. Superior knowledge of all phases of effective credit administrations, policies and procedures,commercial lending and/or real estate lending processes, and analytical practices. 3-5 years of prior leadership and coaching experience. One or a combination of the following liceenses is preferred, but not required: CPA, CBA, CIA. ***** OTHER EXPERIENCE AND QUALIFICATIONS: ABOUT THE ORGANIZATION At IncredibleBank, we believe in our employees, our customers, and the impact we make in our communities. When your name is Incredible, it\'s a lot to live up to! And we feel it. Because of that, we continually look to raise the bar, expect more out of ourselves and each other, break out of \"traditional banking,\" and make our mark in an industry that needs a good shake-up! It\'s #HowWeIncredible EOE STATEMENT IncredibleBank is an Equal Opportunity Employer. We will consider applicants for our positions without regard to any category protected by applicable federal, state, or local law, including but not limited to: race, color, religion, sex, gender identity, sexual orientation, pregnancy, age, national origin, physical or mental disability, military or veteran status, genetic information, or any other protected classification. PI240056473 ***** APPLICATION INSTRUCTIONS: Apply Online: https://www.click2apply.net/yAgXPnswDmeeBSroxinorq