Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a close-knit and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it all the right way (from technology infrastructure to modern marketing to customer experience).

The anticipated salary range for this role is between $85,000.00 and $170,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products.

It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.

SUMMARY:

The Senior Software Engineer, Credit and Fraud Risk Technology is responsible for building and maintaining risk decision systems that scale across products with a unified approach to rule/business logic management.

Part of the Credit & Fraud risk technology group, this individual will contribute to the design and delivery of robust, scalable microservices in support of digital bank’s mission-critical decisioning infrastructure.

PRINCIPAL DUTIES & RESPONSIBILITIES:

• Design, develop, and maintain robust and scalable software applications using Java/Kotlin, Spring Boot, MongoDB, and related technologies.

• Collaborate with cross-functional teams to understand business requirements and translate them into technical solutions.

• Architect and implement secure and efficient RESTful APIs and microservices.

• Integrate CI/CD pipelines and automate the build, test, and deployment processes.

• Ensure code quality through code reviews, testing, and continuous integration.

• Troubleshoot and debug production issues and provide timely resolutions.

• Stay updated with the latest industry trends, best practices, and emerging technologies.

POSITION SPECIFICATIONS:

• BS degree with 5+ years working in coding, testing and monitoring.

• Proven experience as a Java/Kotlin Developer or Software Engineer, with a focus on building enterprise-level applications.

• Strong proficiency in Java/Kotlin, Spring Boot, MongoDB, and related frameworks and libraries.

• Experience with cloud platforms such as AWS, Azure, or Google Cloud, including deployment and scalability considerations.

• Solid understanding of CI/CD principles and experience with tools like Jenkins, GitLab CI/CD, or similar.

• Familiarity with containerization technologies like Docker and container orchestration frameworks like Kubernetes.

• Knowledge of Agile development methodologies and experience working in Agile teams.

• Strong communication and collaboration abilities.

• Knowledge of observability platforms such as Splunk, Datadog etc

EOE STATEMENT

We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

CCPA DISCLOSURE

Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.