At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Business Strategy Analyst - Credit and Debit Card Issuing for Retail Payment Solutions (RPS) Business Strategy, Network and Development is responsible for assisting in the development of RPS’ overall strategic positioning and growth alternatives within the marketplace as well as RPS’ strategic orientation toward existing and new market sectors. The position works closely with the RPS Director of Strategy as well as RPS business line managers to recommend and guide RPS macro-business strategy. This position’s mission it is to evaluate current RPS business performance & strategy, potential new markets for entry, other new strategic business opportunities as well as maintaining an intimate knowledge of key RPS competitors and each competitor’s unique strategic advantages and market perspective.

This position is responsible for working with RPS Director of Strategy on developing highly complex business cases for new business lines, product extensions, and other business ventures. Key roles include leadership of cross-functional senior leadership teams, development of marketing plans, financial proformas, full business cases and executive presentations. More specific roles also include:

• Special business-line consulting projects

• Annual RPS Three Year Strategic Plan & RPS Strategy Articulation

• RPS M&A prioritization & research

• New market exploration

• Monitor and articulate core capabilities and unique advantages across RPS vs. key competitors

• Ongoing development of strategic growth concepts, including full business case development

Daily decisions made by this position have significant implications toward U.S. Bank’s reputation in the payments industry.

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• Eight to ten years of experience in project management activities

Preferred Skills/Experience

• 5+ years of payments industry experience in the specific areas of product management, finance, risk management and business development

• Broad experience within credit and debit card issuing, such as product, marketing, finance, accounting, and operations

• Highly specialized knowledge of card portfolio finance theory, card marketing theory, financial institution governance and compliance, card operations & IT, as well as accounting principles, risk management theory and legal contract theory

• Strong knowledge of key RPS competitors

• Strong executive communication & presentation skills

• Considerable knowledge of assigned business line or functional area

• Demonstrated management and leadership skills

• Strong financial, competitive analysis, and organizational skills

• Advanced knowledge of project management

• Ability to identify and resolve exceptions and to analyze data

• Excellent verbal and written communication skills

• MBA preferred

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $102,340.00 - $120,400.00 - $132,440.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.