Salary Range: $85,400.00 - $140,900.00 (Depending on knowledge, skills, abilities and location. Certain level jobs may be eligible for bonus, commission, and/or equity awards.) Posting Date: December 17, 2024 This job will be open and accepting applications for a minimum of three days from the date it was posted. Benefits* worth writing home about: Medical, dental, and vision coverage for employees and their families Life, disability and family Leave 401(k) and Roth 401(k) with employer match Wellness program, employee assistance program, "Commute Trip Reduction" (CTR) and various employee discounts Generous vacation, sick leave, 11 paid holidays, and 16 hours of paid leave every year for community service work Free employee checking account and employee home loan discounts *For eligible employees averaging 20 or more hours per week. EO/AA Employer including Vets and Disabled. Qualified applicants with arrest and conviction records will be considered in accordance with legal requirements. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. California applicants may click this link Fair Chance Ordinance for Los Angeles County to see additional information. Job Description Summary: Responsible for underwriting and analyzing more moderate to complex new and renewed lines of credit and loans in accordance with Bank and Department policies and procedures. May assist more junior Underwriters with certain credits and loans. Credit requests may include syndicated and participated loans, real estate, Small Business Administration loans, and nonprofit loans. Active involvement in concept memo review process to assess early viability of requests. Assist in oversight of portfolio credit quality including risk assessment and overall portfolio maintenance. Assist in oversight of portfolio credit quality including risk assessment and overall portfolio maintenance. Job Details: PRIMARY FUNCTIONS: Primary responsibility for underwriting and managing the team's book of business including renewals and requests for increases Coordinate renewals for team's credits (monitoring renewal report). Provide feedback for concept memo meetings Write up preflights in coordination with Relationship Manager Draft prospect/borrower information request list with Relationship Manager May complete financial statement spreads as needed Assist with ordering 3rd party reports, as necessary (third party reports to include credit reports, background checks, preliminary title, environmental, appraisals, collateral exams, UCC searches and flood determination/notification). Review third party reports, as necessary. Draft new & renewal credit requests, in coordination with Relationship Manager or Portfolio Manager Assists Portfolio Manager / Underwriter with deal structures, as necessary Draft CRE addendum Review purchase and sale agreements Shephard credit quest underwriting through various levels of recommendation and approval May review loan documents prior to signing, as needed May assist in obtaining insurance information, as needed Primary role in closing signing meetings (internal and external) as appropriate May assist in coordinating booking documents, as necessary Coordinates collection of financials and required tickler items from borrowers. Perform site visits Coordinate covenant testing and tickler follow up May perform covenant tests on the most complex credits, as necessary Review and/or draft waivers or forbearance requests and letters prior to issuance Draft watch li