At Solvay Bank, our formula for success combines the traditions of our culture and a sharp strategic vision. We are a growth-oriented community bank that fosters excellence, pride, teamwork and engagement in our workplace. Consider an opportunity as part of our Loan Administration Department.

Consumer Loan Processor

The Consumer Loan Processor position is responsible for performing a variety of loan processing, administrative and clerical functions relating specifically to Consumer Lending including quality control and verification of loan documentation, merging data from processing systems, loan documentation preparation, coordinating loan closings and various reporting functions. The successful candidate will have strong attention to detail, be highly organized, exhibiting excellent verbal and written communication skills. Relevant work experience of one to three years is highly preferred.

This is an onsite position located at our Corporate Office located in Solvay, NY.

For over 100 years Solvay Bank has been dedicated to our customers and community. Join us and enjoy the many rewards; matched 401(k) retirement savings, health and dental coverage, and more.

Internal candidates must apply by 09/20/2024

Solvay Bank is an EOE/AA/Disability/Veteran

https://dol.ny.gov/system/files/documents/2023/06/p690-your-rights-as-an-employee-to-express-breast-milk-at-work-.pdf

https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf

Solvay Bank

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Position Title: Reports To:

Consumer Loan Processor Loan Administration Manager

Position summary:

Performs a variety of loan processing, administrative and clerical functions related specifically to direct and indirect consumer lending. Performs pre-closing quality control review on loan packages. Merges loan data from DecisionPro to LaserPro for direct loans and merges data from DecisionPro to Navigator for indirect loans., Coordinates loan closings with branches. Assembles and verifies loan documents using Laser Pro and ITI. Processes credit card applications once approved. Prepares and maintains various reports.

Tasks:

• Provides assistance to the Direct & Indirect Lending Team, including updating loan data, assembling of documentation for indirect consumer loans, prepares loan documentation for direct consumer loans and maintains various reports.

• Ensures that loan files contain documents with proper signature, dates and other required information. Verifies loan file for accuracy and completeness.

• Maintains existing and new customer files; reviews closed loan documents for proper terms, conditions and signatures; uploads executed documents to Director.

• Ensures bank’s liens are properly recorded on vehicle titles.

• Responds timely to customer and branch personnel inquiries concerning loan processing and information via phone, email and in person. Contributes to a strong teamwork atmosphere when conducting internal business regarding customer accounts.

• Adheres to bank and department policies and procedures, completes all required training.

• Processes direct consumer credit card applications upon approval.

• Provides back-up support for other Loan Administration team members as availability permits.

  Skills and Attributes:

• Critical Thinking - Uses logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

• Written Communication - Communicates effectively in writing as appropriate for the needs of the audience.

• Verbal Communication – Conveys information effectively by verbally communicating information and ideas so that others understand.

• Dedication and Involvement – Is in tune and involved with the latest bank products and services

• Accuracy & Attention to Detail – Processes a high volume of credit applications, closings and related duties with a high degree of accuracy.

  Experience and Education:

  • High school diploma or equivalent

  • 1-3 years banking or related experience preferred

  • Some consumer lending experience preferred but not required

  • Strong working knowledge of Microsoft Office tools, proficiency in Excel reporting

  • Good understanding and interest in the Bank’s products and services offered

  • Strong analytical skills

  PHYSICAL DEMANDS:

  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential function.

  While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; and talk or hear. The employee frequently is required to stand, walk, sit, and climb stairs. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.

  WORK ENVIRONMENT:

  The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

  The noise level in the work environment is moderate.