Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

MUFG is seeking a Loan Administrator to support the closing and operational needs of our Restaurant and Hospitality Finance Groups by collaborating directly with Borrowers, Relationship and Portfolio Managers, Credit Analyst, Internal and External Counsel, internal Loan Operations team members as well as Title and Escrow Agents to ensure the timely closing of loans.

Qualifying Candidates will:

Pre-Closing:

• Independently manage the documentation and closing requests for a portfolio of restaurant and hospitality franchise transactions

• Engage and direct internal legal review, middle-office closing hub, title company and outside legal counsel on all aspects of loan closing including independent review of loan documentation against the credit approval and management of a closing documentation checklist

• Procure and review due diligence materials such as organizational documents, UCC and related lien searches, flood review, title insurance, ALTA surveys, insurance certificates, franchise and lease agreements, mortgages, appraisal and environmental review, and other property-related collateral documentation

• Assist analyst in working with the internal KYC team to help coordinate and track the customer due diligence process

• Coordinate with counterparts at other lending institutions to complete customer and collateral due diligence as part of syndicated transactions

• Request and assess flood determinations in compliance with bank flood compliance policies and FEMA national flood insurance

• Account for all fees and costs internally and externally by directing outside counsel and title company to prepare a closing settlement statement with all necessary wiring instructions

• Work with back-office hub on final settlement figures and funding statements

• Ensure all credit and compliance approvals have been obtained and closing conditions have been satisfied prior to funding

Post-Closing:

• Maintain insurance tracking report by working with clients and lending teams to obtain and review updated insurance in compliance with established practices

• Maintain due diligence tracking report by working with internal and external parties to resolve and clear post-closing documentation exceptions

• Manage all flood review requests including but not limited to annual renewals

• Work with counsel or operational unit to prepare payoff documentation and lien releases

• Create and maintain internal closing binders including collateral identification.

• Review loan boardings against loan documents in MUFG’s system of record

• Working with CDD Documentation unit and lending teams for any documentation requirements for ongoing account maintenance

• Conduct file reviews, as requested

• Assist in the creation of training guidelines and best practices.

Required Qualifications:

• A minimum of 3 to 5+ years of commercial loan closing & administration and monitoring experience

• Experience with commercial loan documentation review and preparation is preferred

Desired Requirements:

• Analytical skills and attention to detail

• Effective organizational, multi-tasking and prioritizing skills

• Ability to work in fast-paced environment to meet customer-driven deadlines

• Strong verbal and written communication skills

• Ability to work in a team environment both within the business line and across the organization

• Ability to work with a variety of computer systems and software including standard tools like Microsoft Office as well as customized data management systems

• Preferred paralegal experience and/or working knowledge of real estate loan documentation, risk management and collateral monitoring.

• Familiarity with banking regulatory requirements such as KYC diligence and FEMA NFIP guidelines

The typical base pay range for this role is between $112K to 130K depending on job-related knowledge, skills, experience and location. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

MUFG Benefits Summary (https://careers.mufgamericas.com/sites/default/files/document/2023-01/mb-live-well-work-well.pdf)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric

• People Focused

• Listen Up. Speak Up.

• Innovate & Simplify

• Own & Execute