Description

CREDIT ANALYST II

Job Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity’s loan portfolio. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. While knowledge of commercial lending and credit analysis are valuable, so too is a heart for service. Do you have a passion for numbers and people? Let’s talk.

The candidate for this position will be responsible for:

• Analyzing and documenting risk components related to loan requests from customers.

• Analyzing financial documentation, including: cash flow statements, rent rolls, borrower financial statements and tax returns on commercial borrowers.

• Preparing loan approval reports and performing collateral reviews.

• Ensuring conformity with Fidelity Bank lending policies.

• Interacting regularly with Lending Officers and, as necessary, with customers.

• Complying with regulations, policies and standards of Fidelity Bank.

• Presenting to the Corporate Loan Committee.

Requirements for the position include:

• A Bachelor’s degree in a business-related field.

• Analytical ability with excellent attention to detail.

• Strong verbal and written communication skills.

• High level of competence regarding Microsoft Word and Excel.

• The ability to work late and/or flexible hours.

Preferred qualifications for this position include:

• Commercial, credit, and loan administration experience.

EO/AA Employer: Title VII/Protected Veterans/Disability Status

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)