Job Information
Equity Bank Loan Review Analyst in Wichita, Kansas
This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/jobs/13139645
Jump start your career atEquity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you\'ll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank well help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Summary:
The Loan Review Analyst position is part of the Loan Review Department for Equity Bank. Loan Review is responsible for completing independent reviews of the banks loan portfolio and identifying risks within the loan portfolio. The Loan Review Analyst position will conduct these reviews of banks commercial real estate, commercial, agriculture, and consumer loan portfolios.
Responsibilities and Expectations
- Evaluate the quality of commercial loans and assign risk rating.
- Ensure all loans reviewed are in compliance with the Banks policies and procedures and comply with applicable laws and regulations.
- Review collateral documentation and verify the value of collateral pledged on the loans reviewed.
- Perform an underwriting review of small commercial loans and consumer loans originated across all the banks markets and regions. Provide a list of identified exceptions or issues from these reviews.
- Discuss identified findings with loan officers and Credit Administration.
- Write a report from all reviews completed and communicate all identified findings.
- Assist the Director of Loan Review and Loan Review Officer with sampling for the various reviews performed by the department.
- Participate in due diligence examinations on potential mergers/acquisitions of the bank.
- Perform other duties as assigned or required.
::: {align="left"} Required Skills & Education :::
- 1 to 2 years experience of working in loan review, credit analysis, or commercial lending in a financial institution required
- Bank experience preferred
- Experience reviewing financial statements and completing a credit analysis.
- Bachelors degree in business related field. Prior experience working in credit analysis or loan review will be considered in lieu of the degree.
- Proficient in Microsoft Word and Excel
- Technology skills, especially the ability to work in Windows based systems
- Good interpersonal skills
- Good written skills and the ability to write a smaller summary on a large