The Credit Portfolio Senior Officer I is a senior-level position responsible for leading strategic, risk management activities for a portfolio of market leading, co-branded cards. The overall objective of this role is to manage risk and return through strategic initiatives impacting multiple products, to monitor the portfolios and to proactively identify opportunities to improve customer experience by simplifying and automating our risk processes.

Responsibilities:

• Lead key business projects and the implementation of initiatives including interaction with senior stakeholders

• Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge (e.g., scoring and segmentation techniques and their uses)

• Conduct gap analyses and remediation work of any misalignments for policy changes

• Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management

Qualifications:

• 10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry

• Experience managing medium to large scale projects and interacting/influencing senior stakeholders

• Working knowledge of SAS or SQL programming and MS Office software proficiency required

• Consistently demonstrate clear and concise written and verbal communication

• Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency

• Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills

• Proven ability to obtain support and buy-in across a wide range of internal and external audiences

• Demonstrated work ethic and influencing skills

Education:

• Bachelor's degree/University degree or equivalent experience

• Master's degree preferred

Position sits in Wilimington DE only. No relocation will be offered and position is hybrid only. No 100% remote/telecommuter work arrangement is available for this position.

Job Family Group:

Risk Management

Job Family:

Credit & Portfolio Risk Management

Time Type:

Full time

Primary Location:

Wilmington Delaware United States

Primary Location Full Time Salary Range:

$144,480.00 - $216,720.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date:

Sep 16, 2024

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .

View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .

View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.